Everything you need to understand TPD claims. In one place.

For Australians who can no longer work due to illness, injury, or mental health conditions, a Total and Permanent Disability (TPD) claim can be life-changing. It provides a financial safety net when employment is no longer possible. But if you’ve started or are considering a claim, one of your biggest questions is likely: “How long does a TPD claim take?” The truth? TPD claims can take anywhere from a few months to well over a year. The difference depends on who manages your claim, how proactive they are, and how efficiently evidence is gathered. This guide breaks down typical claim timelines, why delays happen, and how Insurance Helpe r consistently resolves claims in around 3 months on average —far faster than the industry norm.